The Smart-Start^TM Generic Financial Template is an easy-to-use financial planning tool  based on a default 5 year projection of a retail business. It can be modified for any business to create financial scenarios to determine the initial viability and best/worst case scenarios  for that business using information and financial assumptions inputted by the user. These financial assumptions can then be used  as the basis for 5 year financial statements either in an excel format or for inputting into another format. It's Just Smart Business!